Terms of Service

Effective Date: [Insert Date]
Website: Loanow

1. Introduction

Welcome to Loanow. These Terms of Service (“Terms”) govern your use of our website and services. By accessing or using Loanow, you agree to comply with these Terms. If you do not agree, please do not use our services.

2. About Our Service

Loanow is not a lender. We act as a loan matching and lead generation platform, connecting users with third-party lenders and financial service providers.

We do not:

  • Provide loans directly

  • Make lending decisions

  • Guarantee approval or specific loan terms

3. Eligibility

By using our website, you confirm that:

  • You are at least 18 years old

  • You are legally capable of entering into contracts

  • All information you provide is accurate and complete

4. User Responsibilities

You agree:

  • To provide truthful and accurate information

  • Not to misuse or attempt to hack the website

  • Not to use the service for fraudulent purposes

We reserve the right to deny access if misuse is suspected.

5. Loan Applications

When you submit your details:

  • Your information may be shared with multiple lenders and partners

  • Lenders may contact you via phone, email, or SMS

  • Loan approval depends solely on the lender’s criteria

Loanow is not responsible for:

  • Loan decisions

  • Interest rates or fees

  • Agreements between you and the lender

6. Fees and Charges

Loanow does not charge users for using the platform.
We may receive a commission from lenders when you are matched or approved.

7. No Financial Advice

The information on this website is for general informational purposes only and does not constitute financial advice.

You should seek advice from a qualified financial professional if needed.

8. Third-Party Services

Our website may contain links to third-party websites or services.
We are not responsible for:

  • Their content

  • Privacy practices

  • Terms or agreements

9. Privacy

Your use of our services is also governed by our Privacy Policy.
By using Loanow, you consent to the collection and sharing of your data as described.

10. Limitation of Liability

To the fullest extent permitted by law, Loanow shall not be liable for:

  • Any direct or indirect losses

  • Financial losses arising from loan agreements

  • Errors or interruptions in service

11. Intellectual Property

All content on this website (text, logos, design) is owned by Loanow and may not be copied or used without permission.

12. Termination

We reserve the right to suspend or terminate access to our website at any time without notice if Terms are violated.

13. Changes to Terms

We may update these Terms at any time. Continued use of the website means you accept the updated Terms.

14. Governing Law

These Terms shall be governed by the laws of [Insert Country, e.g., United Kingdom].

15. Contact Us

If you have any questions, please contact us:

Email: [your email]
Website: [your domain]

By using Loanow, you acknowledge that you have read and agreed to these Terms of Service.